November 2012
Message from the President

All I want for Christmas…..

Talk about dating myself. The song “All I want for Christmas” was written in 1944. But rather than wanting “my two front teeth” as the song says, I want “more certainty”. Of course, what I want and what I get are two entirely different things. Before you skip off to the next article, let me suggest there are a couple steps each of us can take to create a bit more certainty in our lives and the lives of others.

Giving Wisely
A Guide to Charitable Giving and Avoiding Charity Fraud

By Attorney General Tom Miller

You want to do the right thing by helping people in your community, people in our state, or maybe even people who are far away. But what you don’t want to do is help those who prey upon generous givers.

Credit Cards vs. Debit Cards
They May Look the Same, But They’re Different!


When you purchase with plastic, there’s a real difference between a credit card and a debit card in how your transaction is processed and how you are protected.
Guaranty Bank Welcomes Marc Banks


Guaranty Bank welcomes Marc Banks as the new Financial Advisor with Guaranty Investment Services.

FAQs About Redesigned Currency

In order to protect your money and keep counterfeiting low, the United States government continues to enhance the security of its currency.

Holiday Closings
All locations will be closing early at 12:00pm on Monday, December 24th and closed on Tuesday, December 25th so our employees can enjoy the holiday with their families.

We will also be closing early at 12:00pm on Monday December 31st for New Year’s Eve and closed on Tuesday January 1st for New Year’s Day.

All branches will be closed on Monday January 21st in observance of Martin Luther King Jr. Day.

Supporting the community

The Salvation Army will be collecting donations for their annual kettle campaign through Christmas Eve. Please consider donating to support the Salvation Army that helps the community in so many ways.

Brainy Bits

Trivia, riddles and more to keep your brain in tip top shape.

1. What is the average life span of a $1 note?
2. How many double folds (forward and backward) are required before a note will tear? 


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